Open Business Bank Account
Business bank accounts can be very advantage to new businesses. Even if you own a one person operation a business bank account may be right for you.
When you have a business bank account, there will also be time when you need to write checks and accept customer payments in your business name. When you accept payments in your companies name you gain a level of trust and respect that you otherwise cant get when you accept personal checks.
As with all business decision when you are getting a business bank account it is important that you shop around to determine the best business bank account for you. Do you want a free business checking account? Do you Need to accept credit cards? Do you need financing etc…
Once you have decided on what the right bank will be and what the right product they offer is its time to…
Open a Business Bank Account
When you are opening your account make sure you gather the necessary information. You will need documentation that you own the company. Other documentation will be required depending on the structure of your company.
If you are a sole operator and have a fictitious business name, you will have to provide a certified copy of the fictitious name.
Some new companies and small business operate with a sole proprietor model, as this is the easiest structure. If you are in this situation you will not have to provide as much documentation to open a business bank account.
If you are in charge of a corporation and need to open a corporate bank account here is what you will need…
- Employer ID number
- Certificate of incorporation
- Corporate seal
- Corporate resolution
- Photo ID
Once you have the information you need to open a business bank account set up a meeting with your selected bank.
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